Everyday people leave hard earned money on the table because they are not strategic about tax planning. Both businesses and individuals can benefit from planning. More often than not small adjustments can reduce taxes owed. Sometimes using different types of accounts, contributing to an Individual IRA, funding a health savings account or grouping deductions into one year can have a big impact on results. We have, with minor changes, helped our clients receive education credits, reduce taxable social security and eliminate capital gains. These are just a few examples of strategies we have at our disposal.